Miscellaneous Fees and Service Charges

Accountholder Fees  
Stop Payment Fee $27.00
Insufficient Funds - Item Paid or Returned
This fee will be imposed for any NSF funds item paid or returned, including checks, ACH, Point-of-Sale, ATM/ITM Withdrawals, In-Person Withdrawals, or any other means.
$27.00
Account Verification Fee
$5.00
Garnishments & Levies
$10.00
Account Closing Fee
$5.00
Charge-Back Check Fee
$5.00
Cashier's Check Fee - Per Check Fee
We only sell Cashier's Checks to Farmers State Bank customers.
$3.00
Account Reconciliation - Per Hour Rate
$10.00
Research & Reproduction of Account Documents & In-Bank Research - Per Hour Fee
$25.00
Dormant Account Fee - Per Month Fee
$5.00
Night Deposit Agreement, Bag & Key
$25.00
Imaged Copies - Statements/Checks - Per Page Fee
$1.00
Bank Money Bags
Non-commercial customers.  We give a limited number of these to our commercial customers at no charge.
$5.00 for small
$10.00 for large
Internet Banking Bill Pay - Per Month Fee
Free for Kasasa Cash, Kasasa Cash Back, Kasasa Tunes & Kasasa Saver accountholders.
$5.95
Mobile Banking - Per Month Fee
Free for Kasasa Cash, Kasasa Cash Back, Kasasa Tunes & Kasasa Saver accountholders
$0.25
ACH Origination Fee - Per Origination File Per Customer Fee
This fee is waived for some Commercial customers initiating payroll files & for customers who are originating payments for Farmers State Bank loans.
$5.00
P2P Transfer Fee - Per Transfer Fee
$0.50
Positive Pay Service - Per Month Fee
$50.00
Collections

Incoming Collections
$20.00
Outgoing Collections
$10.00
Wire Transfers

Incoming Domestic Wire Transfer
$15.00
Outgoing Domestic Wire Transfer
$25.00
Outgoing or Incoming International Wire Transfer
* Wire Transfer fees to foreign countries could be adjusted, according to what we are charged by Bankers Bank.
$50.00*
Incoming Federal Reserve Wire Transfers
$75.00
Mastercard Check Card Fees

Offsite ATM/ITM Transaction Fee - Per Transaction Fee
This is a fee charged when a customer uses their FSB Debit Mastercard at an ATM/ITM not owned by FSB.  On Kasasa Cash, Kasasa Cash Back and Kasasa Tunes accounts, up to $20 per month of these fees are refunded.  
Note that the ATM/ITM owner may impose a fee as well.  
$1.00
Mastercard Business Debit Card Maintenance Fee - Per Month Fee
$1.50
Card Limit Increase Fee
Most cards have up to $600 ATM/ITM withdrawal limits and up to $1,000 Point-of-Sale withdrawal limits, for a combined total of $1,500.  We can increase these limits, but charge this fee each time the limit is increased.  
$10.00
Foreign Card ATM/ITM Transaction Fee
This is a per-transaction fee charged at our ATM/ITMs on card transactions that aren't FSB Debit Card-initiated. 
$3.50
Other Services

Copies - Statements or Other Documents - Per Page Fee
$1.00
Incoming Fax Charge - Per Sheet Charge
$1.00
Outgoing Fax Charge - up to 2 sheets
$5.00
Outgoing Fax Charge - Over 2 Sheets - Per Sheet Charge
$1.00
Non-Customer Check Cashing Fee
$5.00 minimum/$20.00 maximum
1% of check
Notary Fee
Waived for accountholders
$5.00
Kasasa Protect Service Fees

Kasasa Protect for Kasasa Accountholders - Per Month Fee
$7.00
Kasasa Protect for Other Accountholders - Per Month Fee
$9.00