Kasasa Cash

Kasasa Cash is the free checking account that pays you interest!


Deposit required to open: $100

Kasasa Cash Rewards: 

  • FREE checking that pays high interest!
  • 1.60% APY* on balances up to $10,000
  • 1.60% to 0.32% APY* on balances over $10,000, depending on the balance in the account
  • 0.05% APY* if qualifications aren't met
  • Refunds on ATM withdrawal fees, nationwide!*
  • Link to a FREE Kasasa Saver account to build savings automatically!
  • No minimum balance required to earn rewards!
  • FREE FSB Mastercard Check Card!
  • Unlimited FREE Check Writing!
  • FREE Online Banking & Bill Pay!
  • FREE Mobile Banking!

In order to earn the 1.60% APY* & receive refunds on your ATM fees, you need to meet these 3 easy qualifications: 

  • 13 point-of-sale transactions must be posted within the monthly qualification cycle
  • At least one ACH debit and/or ACH credit must post & clear your account within the qualification cycle
  • Be enrolled for & receive eStatements 

What happens if you don't meet these qualifications during your qualification cycle? 

  • You'll earn 0.05% APY* on your account balance
  • ATM fees won't be reimbursed


Plus, you can add a free Kasasa Saver account so you can build your savings effortlessly!


Kasasa Saver


Deposit required to open: $100

Kasasa Saver Features: 

  • Free savings account 
  • Automatic transfers of Kasasa Cash or Kasasa Cash Back earnings 
  • 0.50% APY* on balances over $10,000
  • 0.50% to 0.18% APY* on balances over $10,000, depending on the balance in the account
  • No minimum balance to earn rewards

Qualifications: 

This account ties to your Kasasa Cash or Kasasa Cash Back checking account - you must meet the qualifications for your Cash or Cash Back account to earn rewards in your Kasasa Saver account.

What happens if you don't meet these qualifications during your qualification cycle? 

You'll earn 0.05% APY* if qualifications are not met on Kasasa Cash or Kasasa Cash Back account 


Are you ready to open a Kasasa Cash account? Apply Here!
Or, give us a call at (918) 469-3337!


If you want to save effortlessly by adding a Kasasa Saver to your Kasasa Cash account, choose the Kasasa Cash + Saver.

Apply for the Kasasa Cash + Saver!


*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit/credit card purchases processed by merchants and received by our institution as ATM transactions, and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle.

Reward Information: When Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, (1) balances up to $10,000.00 receipt APY of1.60%; and balances over $10,000.01 earn 0.15% interest rate on the portion of balance over $10,000.01, resulting in a range from 1.60% and 0.32% APY, depending on the account’s balance and (2) you will receive reimbursements up to an aggregate total of $20.00 for nationwide ATM withdrawal fees imposed by other financial institutions and incurred during the Monthly Qualification Cycle in which you qualified. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within 60 calendar days of the withdrawal transaction. When Kasasa Cash qualifications are not met, all balances in the account earn 0.05% APY and ATM withdrawal fees are not refunded. Interest and ATM withdrawal fee reimbursements will be credited to your Kasasa Cash account on the last day of the current statement cycle. APY = Annual Percentage Yield. APYs accurate as of 9/29/2016. Rates and rewards are variable and may change after the account is opened. Fees may reduce earnings.

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $100.00 minimum deposit is required to open the account. Monthly Direct Deposit/ACH credit or ACH Debit, 13 Point-of-Sale transactions, and receipt of electronic statements are conditions of this account. Enrollment in electronic services (e.g. online banking, electronic statements and log-ons) may be required to meet some of the account’s qualifications. Limit 1 account per social security number/individual taxpayer identification number. There are no recurring monthly service charges or fees to open this account. Contact one of our bank representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa and Kasasa Cash Back are trademarks of Kasasa, Ltd., registered in the U.S.A.

*Qualification Information for Kasasa Cash plus Saver: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit/credit card purchases processed by merchants and received by our institution as ATM transactions, and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle.

Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, the following rewards will be distributed to your account(s) on the last day of the current statement cycle. Kasasa Saver: Balances up to $10,000.00 receipt APY of 0.50%; and balances over $10,000.01 earn 0.15% interest rate on the portion of balance over $10,000.01, resulting in a range from 0.50% and 0.18% APY, depending on the account’s balance. Kasasa Cash: Balances up to $10,000 receive a non-compounding APY* of 1.60%; and balances over $10,000.00 earn 0.15% interest rate on the portion of balance over $10,000.01, resulting in a non-compounding range from 1.60% to 0.32% APY*, depending on the account’s balance. When Kasasa Cash qualifications are not met, Kasasa Saver: All balances earn 0.05% APY. Kasasa Cash: All balances earn a non-compounding APY* of 0.05%. *When linked to the Kasasa Saver account, the interest earned within the Kasasa Cash account does not compound since it is automatically transferred to the Kasasa Saver account within one day. This automatic transfer may cause an overdraft to your Kasasa Cash account if the account’s balance is less than the transferred amount when transfer occurs. APY = Annual Percentage Yield. APYs accurate as of 9/22/2016. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $100.00 minimum deposit is required to open the account. Monthly Direct Deposit/ACH credit or ACH Debit, 13 Point-of-Sale transactions, and receipt of electronic statements are conditions of this account. Enrollment in electronic services (e.g. online banking, electronic statements and log-ons) may be required to meet some of the account’s qualifications. Limit 1 account per social security number/individual taxpayer identification number. There are no recurring monthly service charges or fees to open or this account. Contact one of our bank representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa and Kasasa Cash Back are trademarks of Kasasa, Ltd., registered in the U.S.A.