Personal Checking Accounts

Do you Kasasa?

Kasasa is a our newest line of checking accounts, and we have a feeling that you're going to love these new choices!



 

New! Kasasa Cash

New! Kasasa Cash Back

New! Kasasa Tunes

Bank Club Checking

Regular Checking

55+ Checking

NOW Checking

 

Earn a competitive interest rate & refunds on your ATM fees!

Earn cash back on your debit card purchases & refunds on your ATM fees!

Earn iTunes®, Amazon® or Google Play™ refunds & refunds on your ATM fees!

A popular account choice with Accidental Death & Dismemberment Insurance coverage options

A no-frills option

An interest-bearing account option for customers 55 years and older

An interest-bearing choice for those who keep a balance of more than $1,500

Minimum Initial Deposit

$100

$100

$100

$100

$100

$100

$100

Interest Bearing?

 

 

 

 

Unlimited FREE Check Writing




 

 

 

FREE FSB Mastercard Check Card





 

 

 

FREE Online Banking








FREE Online Banking Bill Pay




 

 

 

 

FREE Mobile Banking




 

 

 

 

FREE eStatements








Link to Kasasa Saver to Build your Savings Effortlessly!



 

 

 

 

 

 

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*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit/credit card purchases processed by merchants and received by our institution as ATM transactions, and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle.

Reward Information: When Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, (1) balances up to $10,000.00 receipt APY of1.60%; and balances over $10,000.01 earn 0.15% interest rate on the portion of balance over $10,000.01, resulting in a range from 1.60% and 0.32% APY, depending on the account’s balance and (2) you will receive reimbursements up to an aggregate total of $20.00 for nationwide ATM withdrawal fees imposed by other financial institutions and incurred during the Monthly Qualification Cycle in which you qualified. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within 60 calendar days of the withdrawal transaction. When Kasasa Cash qualifications are not met, all balances in the account earn 0.05% APY and ATM withdrawal fees are not refunded. Interest and ATM withdrawal fee reimbursements will be credited to your Kasasa Cash account on the last day of the current statement cycle. APY = Annual Percentage Yield. APYs accurate as of 9/29/2016. Rates and rewards are variable and may change after the account is opened. Fees may reduce earnings.

Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, the following rewards will be distributed to your account(s) on the last day of the current statement cycle. Kasasa Saver: Balances up to $10,000.00 receipt APY of 0.50%; and balances over $10,000.01 earn 0.15% interest rate on the portion of balance over $10,000.01, resulting in a range from 0.50% and 0.18% APY, depending on the account’s balance. Kasasa Cash: Balances up to $10,000 receive a non-compounding APY* of 1.60%; and balances over $10,000.00 earn 0.15% interest rate on the portion of balance over $10,000.01, resulting in a non-compounding range from 1.60% to 0.32% APY*, depending on the account’s balance. When Kasasa Cash qualifications are not met, Kasasa Saver: All balances earn 0.05% APY. Kasasa Cash: All balances earn a non-compounding APY* of 0.05%. *When linked to the Kasasa Saver account, the interest earned within the Kasasa Cash account does not compound since it is automatically transferred to the Kasasa Saver account within one day. This automatic transfer may cause an overdraft to your Kasasa Cash account if the account’s balance is less than the transferred amount when transfer occurs. APY = Annual Percentage Yield. APYs accurate as of 9/22/2016. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.

Reward Information: When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive 3.00% cash back on up to a total of $300 PIN-based/signature-based debit card purchases that post and settle to the account during that cycle period. A maximum of $9.00 cash back may be earned per Monthly Qualification Cycle. You will receive reimbursements up to an aggregate total of $20.00 for nationwide ATM withdrawal fees imposed by other financial institutions and incurred during the Monthly Qualification Cycle in which you qualified. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within 60 calendar days of the withdrawal transaction. When Kasasa Cash Back qualifications are not met, there are no penalties and you can still earn rewards the following month. Rates and rewards are variable and may change after the account is opened. Fees may reduce earnings.

*Qualification Information for Kasasa Cash Back plus Saver: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit/credit card purchases processed by merchants and received by our institution as ATM transactions, and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle.

Reward Information: When your Kasasa Cash Back account qualifications are met during a Monthly Qualification Cycle, the following rewards will be distributed to your account(s) on the last day of the current statement cycle. Kasasa Saver: Balances up to $10,000.00 receipt APY of 0.50%; and balances over $10,000.01 earn 0.15% interest rate on the portion of balance over $10,000.01, resulting in a range from 0.50% and 0.18% APY, depending on the account’s balance. Kasasa Cash Back: 3.00% cash back on up to a total of $300.00 debit card purchases that post and settle to the account during that cycle period. A maximum of $9.00 cash back may be earned per Monthly Qualification Cycle. When Kasasa Cash Back qualifications are not met, Kasasa Saver: All balances earn 0.05% APY. Kasasa Cash Back: No cash back payments are made. APYs accurate as of 9/22/2016. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.

*Sign up Bonus: When you open and fund your Kasasa Tunes account, you will be refunded up to an aggregate total of $15 (which includes any applicable taxes) for iTunes, Amazon.com, Google Play purchases, made with your Kasasa Tunes debit card that post and settle to your account during the first 60 calendar days after your account is opened. This refund will be credited to your account on the last day of the current statement cycle in which your aggregate iTunes, Amazon.com, or Google Play purchase threshold of $15 posts and settles to your account. Any portion of the Sign-Up Bonus that is not used within the stated time period will be forfeited. No minimum balance is required to obtain this bonus.

Reward Information: When Kasasa Tunes qualifications are met during a Monthly Qualification Cycle, you will earn up to an aggregate total of $5 (which includes any applicable taxes) in refunds for any iTunes, Amazon.com or Google Play purchases. In order to be refunded, iTunes, Amazon.com and/or Google Play purchases must be made with your Kasasa Tunes debit card and must post and settle to your account no more than (1) one day before the Monthly Qualification Cycle in which you qualified ends. In addition, you will receive reimbursements up to an aggregate total of $20.00 for nationwide ATM withdrawal fees imposed by other financial institutions and incurred during the Monthly Qualification Cycle in which you qualified. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within 60 calendar days of the withdrawal transaction. When Kasasa Tunes qualifications are not met, iTunes, Amazon.com, and/or Google Play purchases and ATM fees are not refunded. iTunes, Amazon.com, and/or Google Play refunds and ATM fee reimbursements will be credited to your account on the last day of the current statement cycle in which these purchases post and settle to your account and the ATM fees were incurred. Rewards are variable and may change after the account is opened.

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $100.00 minimum deposit is required to open the account. Monthly Direct Deposit/ACH credit or ACH Debit, 13 Point-of-Sale transactions, and receipt of electronic statements are conditions of this account. Enrollment in electronic services (e.g. online banking, electronic statements and log-ons) may be required to meet some of the account’s qualifications. Limit 1 account per social security number/individual taxpayer identification number. There are no recurring monthly service charges or fees to open this account. Contact one of our bank representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa, Kasasa Cash Back, Kasasa Saver & Kasasa Tunes are trademarks of Kasasa, Ltd., registered in the U.S.A.