Accountholder Fees
- Stop Payment Fee: $27.00
- Insufficient Funds - Item Paid or Returned: $27.00
This fee will be imposed for any NSF funds item paid or returned, including checks, ACH, Point-of-Sale, ATM/ITM Withdrawals, In-Person Withdrawals, or any other means. - Account Verification Fee: $5.00
- Garnishments & Levies: $10.00
- Account Closing Fee: $5.00
- Charge-Back Check Fee: $5.00
- Cashier's Check Fee - Per Check Fee: $3.00
We only sell Cashier's Checks to Farmers State Bank customers. - Account Reconciliation - Per Hour Rate: $10.00
- Research & Reproduction of Account Documents & In-Bank Research - Per Hour Fee: $25.00
- Dormant Account Fee - Per Month Fee: $5.00
- Night Deposit Agreement, Bag & Key: $25.00
- Imaged Copies - Statements/Checks - Per Page Fee: $1.00
- Bank Money Bags: $5.00 for small $10.00 for large
Non-commercial customers. We give a limited number of these to our commercial customers at no charge. - Internet Banking Bill Pay - Per Month Fee: $5.95
Free for Kasasa Cash, Kasasa Cash Back, Kasasa Tunes & Kasasa Saver accountholders. - ACH Origination Fee - Per Origination File Per Customer Fee: $5.00
This fee is waived for some Commercial customers initiating payroll files & for customers who are originating payments for Farmers State Bank loans. - Positive Pay Service - Per Month Fee: $50.00
Collections
- Incoming Collections: $20.00
- Outgoing Collections: $10.00
Wire Transfers
- Incoming Domestic Wire Transfer: $15.00. For our incoming wiring instructions, click here.
- Outgoing Domestic Wire Transfer: $25.00
- Outgoing or Incoming International Wire Transfer: $50.00*
* Wire Transfer fees to foreign countries could be adjusted, according to what we are charged by Bankers Bank. - Incoming Federal Reserve Wire Transfers: $80.00
Mastercard Debit Card
- Offsite ATM/ITM Transaction Fee - Per Transaction Fee: $1.00
This is a fee charged when a customer uses their FSB Debit Mastercard at an ATM/ITM not owned by FSB. On Kasasa Cash, Kasasa Cash Back and Kasasa Tunes accounts, up to $20 per month of these fees are refunded.
Note that the ATM/ITM owner may impose a fee as well. - Foreign Card ATM/ITM Transaction Fee: $3.50
This is a per-transaction fee charged at our ATM/ITMs on card transactions that aren't FSB Debit Card-initiated.
Other Services
- Copies - Statements or Other Documents - Per Page Fee: $1.00
- Incoming Fax Charge - Per Sheet Charge: $1.00
- Outgoing Fax Charge - up to 2 sheets: $5.00
- Outgoing Fax Charge - Over 2 Sheets - Per Sheet Charge: $1.00
- Non-Customer Check Cashing Fee: 1% of check
$5.00 minimum/$20.00 maximum - Notary Fee - Waived for accountholders. $5.00 for non-accountholders.
Kasasa Protect Service
- Kasasa Protect for Kasasa Accountholders - Per Month Fee: $7.00
- Kasasa Protect for Other Accountholders - Per Month Fee: $9.00