Savings & Money Market Accounts

Regular Savings

Minimum Initial Deposit: $100
Interest-Bearing
2 free withdrawals per month - all over 2 are $1 each
FREE Internet Banking
FREE eStatements

Money Market Plus Savings

Minimum Initial Deposit: $100
Interest-Bearing
6 free withdrawals per month - all over 6 are $10 each
FREE Internet Banking
FREE eStatements

Young Savers

Minimum Initial Deposit: $20
Interest-Bearing
Charge of $2 per withdrawal on each withdrawal
FREE Internet Banking
FREE eStatements

*Fees and service charges may apply to any and all accounts offered by Farmers State Bank.

Try our Interactive Teller Machines!

Our ITMs are located at our Eufaula, Red Oak, and Stigler locations, and coming soon to Quinton as well.

Explore ITMs

Farmers State Bank wants to make it easy to start saving for the future. With a regular savings account you have a secure place to save your money & no service charge if your balance remains above $100.00*.

*Based on Actual Daily Balance - Variable interest rate is subject to change at our discretion.

Money Market Plus Savings

Our Flexible Money Market Plus account is the ideal way to have the liquidity of a checking account with the interest of a savings account. This is an account targeted to individuals who would like to earn higher interest rates for higher balances.

Minimum Deposit to Open: $100.00*
Service Charge is waived if the balance remains above $2,500.00*
Service Charge of $10.00 per month and no interest paid if the balance falls below $2,500.00*, or $8.50 per month and no interest paid if the balance falls below $2,500.00* and you opt for eStatements
For balances of $2,500.00 or more, you earn interest!*
6 free withdrawals per month--all over 6 are $10.00 each

*Based on Actual Daily Balance - Variable interest rate is subject to change at our discretion.

Good habits start young - that’s why it is important to teach children good money management skills today. FSB’s Young Savers account is designed for children under the age of 18.

*Based on Actual Daily Balance - Variable interest rate is subject to change at our discretion.