Privacy Policy

What Does Farmers State Bank do with your Personal Information?

Why? Financial companies choose how they share your information. Federal law gives consumers the right to limit some, but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depends on the product or service you have with us. This information can include:
  • Social Security Number and Payment History
  • Account Balances and Transaction or Loss History
  • Credit History and Overdraft History
When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Farmers State Bank chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does Farmers State Bank share? Can you limit this sharing?
For our everyday purposes–
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus
 Yes No
For our marketing purposes–
to offer our products and services to you		 No We do not share
For joint marketing with other financial companies No We do not share
For our affiliates’ everyday business purposes–
information about your transactions and experiences		 No We do not share
For our affiliates’ everyday business purposes–
information about your creditworthiness		 No We do not share
For our non-affiliates to market to you No We do not share
Questions? Call (800) 600-7117 or go to www.fsb1908.bank.
Who we are
Who is providing this notice? Farmers State Bank, P O Box 610, Quinton, OK 74561
What we do
How does Farmers State Bank protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Farmers State Bank collect my personal information? We collect your personal information, for example, when you
  • Open an account or apply for a loan
  • Make a wire transfer or provide your mortgage information
  • Give us your contact information
Why can't I limit all sharing? Federal law gives you the right to limit only
  • Sharing for affiliates' everyday business purposes - information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and non-financial companies.
  • Farmers State Bank has no affiliates
Non-affiliates Companies not related by common ownership or control. They can be financial and non-financial companies.
  • Farmers State Bank does not share with non-affiliates so they can market to you.
Joint Marketing A formal agreement between non-affiliated financial companies that together market financial products or services to you.
  • Farmers State Bank does not jointly market.