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Kasasa Cash

Kasasa Cash is the free checking account that pays you interest!

Deposit required to open: $100

Kasasa Cash Rewards:

  • Checking with no monthly maintenance fee that pays high interest!
  • 2.50% APY* on balances up to and including $15,000
  • 2.50% to 0.41% APY* on balances over $15,000.01, depending on the balance in the account. We used balances from $15,000 to $115,000 to calculate this range.
  • 0.05% APY* if qualifications aren't met
  • Refunds on ATM withdrawal fees, nationwide!*
  • Link to a FREE Kasasa Saver account to build savings automatically!
  • No minimum balance required to earn rewards!
  • FREE FSB Debit Mastercard!
  • FREE Online Banking & Bill Pay!
  • FREE Mobile Banking!
In order to earn the 2.50% APY* & receive refunds on your ATM fees, you need to meet these 3 easy qualifications:
  1. 13 point-of-sale transactions must be posted within the monthly qualification cycle
  2. At least one ACH debit and/or ACH credit must post & clear your account within the qualification cycle
  3. Be enrolled for & receive eStatements
What happens if you don't meet these qualifications during your qualification cycle?
  • You'll earn 0.05% APY* on your account balance
  • ATM fees won't be reimbursed
Plus, you can add a free Kasasa Saver account so you can build your savings effortlessly!

Kasasa Saver

Deposit required to open: $100

Kasasa Saver Features:

  • Free savings account
  • Automatic transfers of Kasasa Cash or Kasasa Cash Back earnings
  • 0.75% APY* on balances up to and including $15,000
  • 0.75% to 0.18% APY* on balances over $15,000.01, depending on the balance in the account. We used balances from $15,000 to $115,000 to calculate this range.
  • No minimum balance to earn rewards
Qualifications:
This account ties to your Kasasa Cash or Kasasa Cash Back checking account - you must meet the qualifications for your Cash or Cash Back account to earn rewards in your Kasasa Saver account.

What happens if you don't meet these qualifications during your qualification cycle?
You'll earn 0.05% APY* if qualifications are not met on Kasasa Cash or Kasasa Cash Back account.

If you want to save effortlessly by adding a Kasasa Saver to your Kasasa Cash account, choose the Kasasa Cash + Saver.
 










 

Qualification Information:

Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit/credit card purchases processed by merchants and received by our institution as ATM transactions, and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. "Monthly Qualification Cycle" means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle.

Rewards Information for Kasasa Cash:

When Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, (1) balances up to $15,000.00 receive an APY of 2.50%; & balances over $15,000.01 earn 0.10% interest rate on the portion of balance over $15,000.01, resulting in a range from 2.50% and .41% APY, depending on the account's balance (a range of $15,000 to $115,000 was used for this calculation) & (2) you will receive reimbursements up to an aggregate total of $20.00 for nationwide ATM withdrawal fees imposed by other financial institutions and incurred during the Monthly Qualification Cycle in which you qualified. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within 60 calendar days of the withdrawal transaction. When Kasasa Cash qualifications are not met, all balances in the account earn 0.05% APY and ATM withdrawal fees are not refunded. Interest & ATM withdrawal fee reimbursements will be credited to your Kasasa Cash account on the last day of the current statement cycle. APY = Annual Percentage Yield. APYs accurate as of 09/01/2022. Rates & rewards are variable and may change after the account is opened. Fees may reduce earnings.

Rewards Information for the Kasasa Cash Back Plus Saver:

When your Kasasa Cash Back account qualifications are met during a Monthly Qualification Cycle, the following rewards will be distributed to your account(s) on the last day of the current statement cycle. Kasasa Saver: Balances up to $15,000.00 receive an APY of 0.75%; and balances over $15,000.01 earn 0.10% interest rate on the portion of balance over $15,000.01, resulting in a range from 0.75% and 0.18% APY* (a range of $15,000 to $115,000 was used for this calculation), depending on the account's balance. Kasasa Cash Back: 3.00% cash back on up to a total of $200.00 debit card purchases that post and settle to the account during that cycle period. A maximum of $6.00 cash back may be earned per Monthly Qualification Cycle. When Kasasa Cash Back qualifications are not met, Kasasa Saver: All balances earn 0.05% APY. Kasasa Cash Back: No cash back payments are made. APYs accurate as of 09/01/2022. Rates & rewards are variable & may change after account is opened. Fees may reduce earnings.

Additional Information: 

Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $100.00 minimum deposit is required to open the account. Monthly Direct Deposit/ACH credit or ACH Debit, 13 Point-of-Sale transactions, and receipt of electronic statements are conditions of this account. Enrollment in electronic services (e.g. online banking, electronic statements and log-ons) may be required to meet some of the account's qualifications. Limit 1 account per social security number/individual taxpayer identification number. There are no recurring monthly service charges or fees to open this account. Contact one of our bank representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa, Kasasa Cash Back, Kasasa Saver & Kasasa Tunes are trademarks of Kasasa, Ltd., registered in the U.S.A.

Cycle Date Information:

The following dates apply to our Kasasa account(s). Monthly Qualification Cycle dates are not the same as our Statement Cycle dates. Please refer to your account's Truth In Savings disclosure for your account's specific qualification requirements. To qualify for your account's rewards, all of your account's qualifying transactions must post and settle to your specific Kasasa account within the Monthly Qualification Cycle dates stated below. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning your account's rewards. Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for your account's rewards.

Monthly Qualification Cycle

Month/Year Begin End
January 2022 12/31/2021
01/28/2022
February 2022 01/29/2022 02/25/2022
March 2022 02/26/2022 03/30/2022
April 2022 03/31/2022 04/28/2022
May 2022 04/29/2022 05/30/2022
June 2022 05/31/2022 06/29/2022
July 2022 06/30/2022 07/28/2022
August 2022 07/29/2022 08/30/2022
September 2022 08/31/2022 09/29/2022
October 2022 09/30/2022 10/28/2022
November 2022 10/29/2022 11/29/2022
December 2022 11/30/2022 12/29/2022
 

Statement Cycle

Month/Year Begin End
January 2022 01/01/2022 01/31/2022
February 2022 02/01/2022 02/28/2022
March 2022
03/01/2022
03/31/2022
April 2022 04/01/2022 04/30/2022
May 2022 05/01/2022 05/31/2022
June 2022 06/01/2022 06/30/2022
July 2022 07/01/2022 07/31/2022
August 2022 08/01/2022 08/31/2022
September 2022 09/01/2022 09/30/2022
October 2022 10/01/2022 10/31/2022
November 2022 11/01/2022 11/30/2022
December 2022 12/01/2022 12/31/2022
Future Monthly Qualification Cycle and Statement Cycle dates for our Kasasa accounts will be available to you via our website or through one of our Service Representatives within one of our branches.
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